UAE Golden Visa Now at ₹23L for Indians – No Investment Required
For Indians dreaming of building a life in the UAE, there’s now a golden opportunity – literally.The UAE government has launched a new Golden Visa program that no longer requires you to invest crores in real estate or a business.
Instead, Indians can now get this prestigious visa by paying aone-time fee of approx. ₹23.30 lakh, making it accessible to a much wider range of professionals, entrepreneurs, and skilled individuals.
This is a major shift in UAE’s immigration policy—and a move that opens the doors for thousands of Indians.
What’s Changing: From Investment-Based to Nomination-Based Visas
Earlier, Indian citizens could only apply for a UAE Golden Visa throughsubstantial financial commitments. That included:
Buying property worthminimum AED 2 million(approx. ₹4.66 crore), or
Investing large sums in UAE-based businesses.
But now, the UAE has rolled out a newnomination-based visa model, whereno large capital investment is needed. Instead, eligible candidates can simply apply by payingAED 100,000 (₹23.3 lakh).
What Makes This New Golden Visa Different?
This fresh approach is designed torecognize potential rather than wealth. According to UAE officials and key facilitators:
The visa isoffered on a nomination basis, which means only vetted and qualified applicants will be considered.
The model evaluates applicants based on theirbackground, credibility, and ability to contribute to the UAE’s ecosystem—be it in business, culture, finance, science, or startups.
✅No property purchase
✅No business setup cost
✅Just a one-time fee + background screening
India & Bangladesh Selected for Pilot Phase
India, along with Bangladesh, has been chosen for thefirst phase of this program rollout. This means Indian citizens are among the first to benefit from this revised, simplified route to UAE residency.
According to sources, over5,000 Indian applicantsare expected to apply within the next 3 months.
To oversee and manage the nomination-based Golden Visa process, the UAE government has partnered with a consultancy firm calledRayad Group.
Who Is Rayad Group & What’s Their Role?
Rayad Grouphas been appointed as theofficial consultantto manage this initiative in India and Bangladesh.
Their responsibilities include:
Initial applicant screening
Conductingbackground checks
Reviewing applicant credentials
Submitting eligible applications to UAE authorities for final approval
Rayad Group’s Managing Director,Rayad Kamal Ayub, emphasized how this new policy offersunprecedented accessto the UAE for Indian citizens without the need for multi-crore investments.
“This is a rare opportunity for Indian professionals and entrepreneurs to gain long-term UAE residency without complex investment requirements,” he stated.
What Checks Are Done Before Approval?
To maintain the program’s integrity,strict verification measuresare in place. Before an application reaches the UAE government, the Rayad Group performs:
Mandatory Background Checks:
Anti-money laundering (AML) history
Criminal record clearance
Social media and digital footprint review
Additionally, applicants must showhow they can contribute to the UAE’s growththrough:
Cultural activities
Business innovation
Financial expertise
Scientific contributions
Startups or skilled professions
This ensures the UAE attracts individuals with real value to offer.
How Can You Apply from India?
Great news —you don’t need to fly to Dubaito begin your application. You can initiate the process from India itself through multiple channels.
Application Can Be Submitted Via:
One Vasco Centres(Rayad’s official partner)
Registered offices of Rayad Group
Rayad’s official online portal
Dedicated call centers
Step-by-Step Process:
Submit your details for background screening
If eligible, Rayad Group will forward your file to UAE officials
If approved, you’ll receivepre-authorization for your visa
You can then plan your move or expansion to the UAE
Theentire pre-approval process can be completed from India, making it far more accessible than ever before.
Comparison Table – Old vs New UAE Golden Visa Route
| Feature | Previous System | New Nomination System |
|---|---|---|
| Minimum Investment | ₹4.66 crore | ₹23.30 lakh (one-time fee) |
| Application Method | Property/Business Investment | Nomination-Based |
| Physical Visit to UAE | Mandatory | Not Required |
| Duration | 10 Years (Renewable) | Lifetime |
| Target Audience | HNIs, Real Estate Investors | Professionals, Entrepreneurs, Experts |
Why This Matters for Indian Entrepreneurs
With theUAEbeing athriving hub for global finance, trade, and tech, this visa can open new doors for Indian startups, consultants, and professionals looking to scale.
Key Advantages:
Access tointernational markets
Residency benefits forfamily
Higher trust andcredibility in UAE banking & business networks
Ease of doing business without needing to establish a costly base upfront
Real-World Example:
Let’s say you’re afintech entrepreneurfrom India with a strong track record and digital presence. You can now benominated for a Golden Visa, proving your value to UAE’s innovation economy – and build your base therewithout buying propertyor investing ₹4–5 crore.
That’s a game-changer.
FAQs
Q1. What is the new UAE Golden Visa fee for Indians?
Indian applicants can now get a UAE Golden Visa by payingAED 100,000, which is approx.₹23.3 lakh INR.
Q2. Can I apply without investing in property or business?
Yes. The new model allows you to apply vianomination, withno need for investment in real estate or business.
Q3. Is the new Golden Visa permanent?
Yes. Once approved, it grantslifetime residencyin the UAE.
Q4. Do I need to visit UAE to start the process?
No, you can apply from India. Pre-approval and document processing can all be done remotely.
Q5. Who conducts the background verification?
Rayad Groupis responsible for verifying financial, criminal, and professional background before submission to UAE authorities.
Q6. How many Indians are expected to benefit?
Over 5,000 Indian citizensare expected to apply in the pilot phase alone.
Q7. Can startups and freelancers apply?
Yes, if they have a credible profile, clean records, and can show potential value to UAE’s economy.
Is This Your Gateway to the UAE?
If you’ve ever dreamt of building a global business presence, setting up in Dubai, or providing a better future for your family—this is the perfect time.
With minimal financial barriers and a transparent nomination system, the UAE is welcoming Indian talent like never before.
💬 Don’t wait for the opportunity to pass.
📞 Reach out to Rayad Group and start your journey towardsa lifetime UAE residency—without the burden of crores in investment.
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